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借款人及其配偶及未成年子女名下都沒有自有住宅（申請時只要當下沒有房子就可以申請，曾經有過房子也沒關係!!）Kids from family members in which divorce was considered not likely, but did occur, have been 6% not as likely than youngsters of non-divorced mom and dad to graduate from high school and 15% not